Whole Life Insurance


A Whole life insurance policy, also known as traditional life insurance, provides guaranteed death benefit coverage for the life of the insured. Whole life insurance also contains a savings component in which cash value accumulates. Any outstanding loan principal and interest will reduce your death benefits and should always be managed in detail.

Insurance Products

  • Term Life Insurance

    A term life insurance policy provides the policyholder affordable protections for a temporary period of time. Term policies do not have value beyond the guaranteed death benefits.

  • (ROP) Term Life

    Return of Premium (ROP) term life insurance provides a refund of the premium amount to the policyholder if he or she outlives the policy period. Refunded premiums are not taxable.

  • Cancer Insurance

    Cancer insurance is a supplemental insurance that pays a lump sum if the policyholder is diagnosed with cancer. Treatments and procedures vary for each individual.

  • Final Expense Insurance

    With the average cost of funerals ranging upwards of $10,000, it’s crucial to protect your loved ones. A final expense insurance policy covers the end of life, medical, and legal expenses.

  • Accidental Death Insurance

    Accidental Death Insurance offers a tax-free cash benefit in the event of a covered accident. You can’t predict the future but you can protect your family’s financial security.

  • Indexed Universal Life Insurance

    Indexed universal life insurance is a type of permanent life insurance that provides coverage for the entirety of the policyholder’s life. With an IUL, the cash value growth is tied to a stock market index.

  • Gerber Life College Plan

    The Gerber Life insurance college plan is a unique savings plan designed to help families save for their children's future college expenses while also providing life insurance coverage.

  • Long Term Care Insurance

    Long term care insurance provides coverage for the cost associated with long term care which is typically needed when an individual becomes unable to perform certain activities of daily living such as bathing, dressing, and eating due to an illness, disability, or aging.

Request Your Quote


Submit your inquiry below along with the best time to call and a team member will be in touch.