Accidental Death Insurance
Accidental Death Insurance is a form of life insurance that only pays out a benefit when the insured dies due to a covered accident. An Accidental Death Policy can be added as a rider to a traditional life insurance policy for added benefits or purchased separately. Accidental Death policies are generally less expensive than traditional policies and acceptance is guaranteed even for individuals who cannot qualify for other types of life insurance. An Accidental death not only impacts the surviving loved ones emotionally but financially. The benefits from an accidental death policy can add peace of mind by lessening the financial burden.
Insurance Products
-
Whole Life Insurance
A whole life insurance policy, also known as a traditional life policy provides permanent protection with a cash value component that the policyholder can draw or borrow against.
-
Term Life Insurance
A term life insurance policy provides the policyholder affordable protections for a temporary period of time. Term policies do not have value beyond the guaranteed death benefits.
-
(ROP) Term Life
Return of Premium (ROP) term life insurance provides a refund of the premium amount to the policyholder if he or she outlives the policy period. Refunded premiums are not taxable.
-
Cancer Insurance
Cancer insurance is a supplemental insurance that pays a lump sum if the policyholder is diagnosed with cancer. Treatments and procedures vary for each individual.
-
Final Expense Insurance
With the average cost of funerals ranging upwards of $10,000, it’s crucial to protect your loved ones. A final expense insurance policy covers the end of life, medical, and legal expenses.
-
Indexed Universal Life Insurance
Indexed universal life insurance is a type of permanent life insurance that provides coverage for the entirety of the policyholder’s life. With an IUL, the cash value growth is tied to a stock market index.
-
Gerber Life College Plan
The Gerber Life insurance college plan is a unique savings plan designed to help families save for their children's future college expenses while also providing life insurance coverage.
-
Long Term Care Insurance
Long term care insurance provides coverage for the cost associated with long term care which is typically needed when an individual becomes unable to perform certain activities of daily living such as bathing, dressing, and eating due to an illness, disability, or aging.
Request Your Quote
Submit your inquiry below along with the best time to call and a team member will be in touch.