Homeowners Insurance


Homeowners insurance provides financial protection to homeowners in the event of damage or loss to their property or personal belongings. Homeowners insurance typically includes two main types of coverage, property damage coverage and liability coverage. Depending on the specific coverage policy, you may also be able to receive coverage for additional risks such as water damage, sewer backups, and earthquake damage.

Insurance Products

  • Whole Life Insurance

    A whole life insurance policy, also known as a traditional life policy provides permanent protection with a cash value component that the policyholder can draw or borrow against.

  • Term Life Insurance

    A term life insurance policy provides the policyholder affordable protections for a temporary period of time. Term policies do not have value beyond the guaranteed death benefits.

  • (ROP) Term Life

    Return of Premium (ROP) term life insurance provides a refund of the premium amount to the policyholder if he or she outlives the policy period. Refunded premiums are not taxable.

  • Health Insurance

    A health insurance policy is an invaluable way to ensure that your medical and other health-related expenses are covered partially or in full depending on the plan you choose.

  • Dental Insurance

    Research shows that oral care isn’t just good for your smile, it also has a positive effect on your health. Dental insurance helps to cover preventative care such as cleanings, exams, and x-rays.

  • Cancer Insurance

    Cancer insurance is a supplemental insurance that pays a lump sum if the policyholder is diagnosed with cancer. Treatments and procedures vary for each individual.

  • Final Expense Insurance

    With the average cost of funerals ranging upwards of $10,000, it’s crucial to protect your loved ones. A final expense insurance policy covers the end of life, medical, and legal expenses.

  • Accidental Death Insurance

    Accidental Death Insurance offers a tax-free cash benefit in the event of a covered accident. You can’t predict the future but you can protect your family’s financial security.

  • Indexed Universal Life Insurance

    Indexed universal life insurance is a type of permanent life insurance that provides coverage for the entirety of the policyholder’s life. With an IUL, the cash value growth is tied to a stock market index.

  • Medicare Supplement Insurance

    Medicare supplement insurance gives you the freedom to choose your own doctors and hospitals. This type of plan is additional coverage designed to cover some out-of-pocket expenses that Original Medicare will not cover.

  • Gerber Life College Plan

    The Gerber Life insurance college plan is a unique savings plan designed to help families save for their children's future college expenses while also providing life insurance coverage.

  • Long Term Care Insurance

    Learn about our expertise and commitment to serving your insurance needs. See how we consistently deliver reliable coverage and consistently surpass our client’s expectations.

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